Home Improvement Contractor Business registration (no state general contractor license)
HICB · State registration · Division of Consumer Affairs - Regulated Business Section (Home Improvement Contractor Business registration)
- Renewal cycle
- Every year
- Continuing education
- Not required
- Deadline rule
- Annual; registration expires March 31 (current term ends March 31, 2027). Online renewal only through the NJ MyLicense portal, from about January 15 to March 30.
Show fees, grace period, bond and insuranceHide fees, grace period, bond and insurance
- Grace period
- April 1-30 late renewal window with $25 surcharge.
Fees, approximate
- Renewal fee
- About $90
- Late fee
- About $115 total (about $90 plus about $25) if the renewal is received April 1-30; about $140 reinstatement fee after April 30 (Division FAQ).
- Reinstatement
- After April 30 the registration expires; reinstatement application online only, about $140 (FAQ) plus compliance with insurance/security.
Fees change. Check the official site for the exact amount.
Why approximate?
Boards change fees often and some charge extra processing fees. We show a recent amount so you can plan.
- Bond
- Required: $10,000. Verify the amount with the board.
- Insurance
- Since the P.L. 2023 c.237 amendments (official notice): workers' compensation (unless exempt), commercial general liability >= $500,000 per occurrence ($1,000,000 for home elevation contractors), and additional security (compliance bond, irrevocable letter of credit or other security) of $10,000 (contracts < $10,000 / < $150,000 annual), $25,000 ($10,000-$120,000 / $150,000-$750,000 annual) or $50,000 (> $120,000 / >= $750,000 annual). bond_amount_usd shows the minimum tier.
- Reciprocity
- Not published, check with the board
Notes
No statewide general contractor license; commercial-only work needs no state registration (local permits apply). Residential or noncommercial home improvement contractors must register annually (see roofing entry for the pending licensing act). Specialty trades (electrical, plumbing, HVACR) need their own licenses.
Sources (5)
- https://www.njconsumeraffairs.gov/Documents/HIC-HEC-Regarding-Changes-To-The-Law-New-Requirements-For-Registration.pdf
- https://pub.njleg.state.nj.us/Bills/2022/PL23/237_.PDF
- https://www.njconsumeraffairs.gov/hic/
- https://www.njconsumeraffairs.gov/hic/Pages/FAQ.aspx
- https://www.njconsumeraffairs.gov/regulated/Documents/HICB-Renewal-02062025.pdf